Polish Zloty
The Polish Zloty is the official currency of Poland. Its currency code is PLN, and its symbol is zł. The National Bank of Poland, known as Narodowy Bank Polski, is the country's central bank, responsible for issuing and regulating the Polish Zloty.
Yes
Yes
Floating
Available currency pairs
Transaction types
FX
Spot
Delivery date
T+1; T+2
Liquidity
High
FX
Forward
Maximum maturity
24 months
Liquidity
High
Did you know?
The main objective of Poland's monetary policy, as implemented by the National Bank of Poland, is to maintain price stability. The bank follows an inflation target of 2.5% (+/- 1 percentage point) to preserve the purchasing power of the Zloty and support economic growth.
The National Bank of Poland uses several tools to manage inflation, primarily adjusting the reference rate, which influences the interest rates on loans and deposits. It also uses open market operations to control the money supply.
Key Features of PLN
The Polish Zloty is divided into 100 groszy. Coins come in denominations of 1, 2, 5, 10, 20, and 50 groszy, and 1, 2, and 5 zloty. Banknotes are issued in denominations of 10, 20, 50, 100, and 200 zloty.
Polish Zloty banknotes and coins feature a variety of designs, including images of historical figures and national symbols. For example, the 100-zloty note showcases the portrait of King Władysław II Jagiełło.
Expert Opinion
Financial experts consider the Polish Zloty to be a free-floating currency, and it can be influenced by a range of factors, including economic indicators, geopolitical events, and investor sentiment. Poland's strong economy, relative political stability, and EU membership contribute to the Zloty's overall stability.
PLN Regulations
The National Bank of Poland is responsible for the regulation of the Polish Zloty. It controls the issuance of new notes and coins, sets monetary policy, and oversees the country's financial system to ensure its stability.
Important information
Payments in PLN to Poland
Key considerations to bear in mind
Payment instructions should contain the beneficiary's IBAN, name, and address.
Payment Processing Time
The time taken for a payment to reach the recipient's bank account can vary. Domestic transfers within Poland are typically processed quickly, while international transfers may take a few business days. Consider the processing time when planning your payment to ensure timely delivery. The iBanFirst Payment Tracker can help you track those payments, and ensure a smooth and efficient payment experience.
Fees and Charges
Banks and financial institutions may apply fees and charges when processing international payments. These fees can vary, so it is advisable to check with your bank to understand the charges associated with your transaction. Check out iBanFirst’s Savings Calculator to estimate how much you could save on your next international payment.
Keep in mind
Bank holidays
01
January
New Year's Day
06
January
Epiphany
01
May
Labour Day
03
May
Constitution Day
15
August
Assumption of Mary
01
November
All Saints' Day
11
November
Independence Day
25
December
Christmas Day
26
December
Second Day of Christmas
Easter Sunday
Varies
Easter Monday
Varies
Pentecost Sunday
50 days after Easter
Corpus Christi
60 days after Easter
Currency Reference Guide
Get the full currency reference guide, updated by the iBanFirst currency market experts.
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